Ford Finance Center near Antioch, CA
After you’ve browsed our new Ford showroom and found the vehicle that catches your eye, it’s time to explore your auto financing options. That’s where our team of expert Ford finance specialists comes in. We can guide you through the differences between leasing vs. buying a car, help you apply for an auto loan and more. We’ll work with you to develop a car payment plan that works for your budget and lifestyle, ensuring that the car-shopping process is stress-free and enjoyable. Not sure if you should finance a used Ford F-150 truck or lease a new Explorer SUV? Head to our Ford dealership near Antioch, CA, to review all your options.
Searching for ways to save on a used car purchase or new Ford lease in the Bay Area? Future Ford of Concord is proud to offer competitive Ford specials. From used vehicle finance incentives to new Ford lease specials, there are plenty of ways to save at our California Ford dealer!
Finance Department
Mon: | 8:30 am - 8:00 pm |
Tues: | 8:30 am - 8:00 pm |
Wed: | 8:30 am - 8:00 pm |
Thurs: | 8:30 am - 8:00 pm |
Fri: | 8:30 am - 8:00 pm |
Sat: | 8:30 am - 8:00 pm |
Sun: | 10:00 am - 7:00 pm |
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.